Later life lending guides
Deepen Your Understanding With Our Later Life Lending Guides
We've created later life lending guides to help equity release advisers like you easily navigate lifetime mortgage lending criteria, a typical application journey, and the later life lending market in general.
Lending criteria overview
We’ve outlined and answered the most searched-for criteria questions including flooding, roof types, and proximity to commercial properties.
Reasons for accessing lifetime mortgages
Over-55s need choice to reach their later life planning goals, and you can help them with our new reasons people take equity release guide.
Sales support service
We offer a lifetime mortgage service designed to make your job easier and your clients happier. Our pre-check service assesses your client's property details before application submission and provides a smoother process.
New to equity release?
If you're a newly qualified equity release mortgage broker or looking into getting your qualification, here are some helpful resources to explore.
Equity Release Council adviser guide
This guide walks you through the equity release market, how to define client needs, and how to find clients interested in equity release.
View adviser guide
How to become an equity release adviser*
There are different routes to becoming an equity release adviser, you will need your CeMAP, CeRER or ER1 qualification. Equity release sourcing platform, Advise Wise, has a step-by-step overview of becoming qualified and you can find more about qualifications in the FCA's appropriate qualification table.
*Disclaimer: We do not endorse or recommend any specific qualification providers. All references are for informational purposes only.
